MTOT disc

Learn about the "Mtot Disc" charge and why it appears on your credit card statement.

First seen on November 12, 2014, Last updated on November 3, 2020

What is it?

MTOT stands for Merchant Total; DISC stands for the discount fee. This is a generic term used by merchant account providers to describe your processing fees, whether the term is included in their company name or not. Often includes your merchant number before or after "MTOT disc".

posted 11/03/2020 by Brock Munson

Can you help? What is this charge?

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Also Appears on Statements As

  • CHKCARDMTOT disc
  • CHECKCARD MTOT disc
  • POS Debit MTOT disc
  • POS PUR MTOT disc
  • POS PURCH MTOT disc
  • POS PURCHASE MTOT disc
  • POS REFUND MTOT disc
  • PRE-AUTH MTOT disc
  • PENDING MTOT disc
  • Visa Check Card MTOT disc MC
  • Misc. Debit MTOT disc
  • CHKCARD MTOT disc